Pooling Solutions

Flexible and tailored pooling programme

Minimum countries

2

Minimum lives

Minumum premium

$200K USD

Pooling Solutions

An AIA Pool relies on an underwriting approach which combines the experience of the local employee benefits insurance contracts from two or more countries into a pool for experience rating purposes.

Benefits of Pooling Solutions

Enhanced free cover limit, T&C’s

Programme revisited annually

Profit sharing

Centralised reporting (annual pooling report and regional quarterly claims reports)

AIA Analytica for larger groups

CASE STUDY

Targeted Wellness Programme: Pooling Solutions

Company overview

The Company operates in a wide range of businesses and major sectors, including retail, real estate and financial services. With offices in more than 10 countries across APAC, the Group companies deliver products, services and experiences to millions of consumers every day.

The problem

Due to the broad portfolio of market-leading businesses, the Group Human Resources Department needed support to design a workforce wellbeing programme that could be flexible enough and tailored to the employees of their various businesses.

The solution

As the Client signed up for AIA Regional Solutions Pooling programme, the Group Human Resources Department, with the support of AIA Group Corporate Solutions, was able to launch and coordinate a wellness programme across multiple geographies and lines of business. AIA Analytica was used to deliver a data-driven wellbeing programme tailored to each local business’ needs whilst maintaining the Client’s unique wellness culture.

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